Building Good Credit Scores

By Qingqing Ouyang (‘22) Good credit scores have many benefits: best interest rates, more trust with both the loaner and borrower, lower finance charges, and access to a larger selection of loan programs. But why does this matter?  Imagine asking a loaner to lend some money for a project you plan to do. But, the loaner does not think he should give you the loan … Continue reading Building Good Credit Scores

Teenagers and Financial Preparation

By: Qingqing Ouyang (‘23) Many schools do not offer opportunities, besides specialized business classes, that prepare students as they enter adulthood. In this case, it means teaching the youth to save and manage money. In a class known as personal finance, teenagers can learn how to properly handle money situations, which will help them a lot in the long run.  To a parent or guardian—These … Continue reading Teenagers and Financial Preparation